Mortgage
Notarial and land registry fees for your deed of mortgage Overview of the services included in the quotation
- Collecting and assessing the required data in various registers (Personal Record Database (“BRP”), Land Registry, VIS, Central Register of Guardianships and Fiduciary Administrations and Insolvency Register) and verifying personal information of the involved parties (marital status, marital property regime, legal capabilities). The common situation involves no particulars in parties’ marital status.
- Drafting the deed of mortgage with one property as collateral damage and sending the draft to the involved parties as soon as possible. For the deed of mortgage it is common for the lender to be a financial institution.
- Drafting the completion statements as soon as all required financial data has been acquired and sending the completion statements to the involved parties.
- Second check in various registers (Personal Record Database (“BRP”), Land Registry, VIS, Central Register of Guardianships and Fiduciary Administrations and Insolvency Register) and verifying personal information of the involved parties (marital status, marital property regime, legal capabilities) and the like.
- Verifying whether the mortgage funds have been paid per the completion statement.
- Signing and executing the deed of mortgage at the offices of Westport Notarissen N.V.
- Lodging the executed deed of mortgage with the Land Registry, at which point the mortgage has been rightfully established.
- Third check in various registers (Land Registry, Central Register of Guardianships and Fiduciary Administrations and Insolvency Register).
- Disbursements of funds per the completion statements.
Rates for notarial fees not included in the quotation
| Obtaining consent from the first mortgage holder (in case of bridging mortgage) | € 151,25 |
| Establishment of bridging mortgage per property | € 272,25 |
| Drawing up a declaration of consent | € 90,75 |
| Drawing up a notarial power of attorney | € 302,50 |
| Surrender policy (”afkoop polis) – per policy | € 242,- |
| Repayment of credit (”aflossing krediet”) – per crediet | € 181,50 |
| Change of date of signing the deeds more than two weeks ahead of the planned date | € 90,75 |
| Change of date of signing the deeds less than two weeks ahead of the plannend date | € 302,50 |
| More thans two properties? Additional charges per property and per deed | € 42,35 |
| Complete redemption and cancellation of a mortgage right, per cancellation (of a mortgage right) | € 242,- |
| Partial redemption and cancellation of a mortgage right, per cancellation (of a mortgage right) | € 272,24 |
| Other services not included in the quotation or mentioned above (including the lack of a proper title of ownership lodged with the Land Registry) | bases on hourly rate |
The aforementioned rates include VAT but do not include the fees of third parties.
